The Essential Guide to Driving Your Dream Car and Landing Affordable Auto Insurance

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You might think that the only way to obtain affordable auto insurance is to drive a boring car. Not at all true! Yes, you will pay more for auto insurance if you want to drive a new vehicle, but if you will purchase a gently used vehicle, you can own your dream car and land that affordable insurance.

The Essential Guide to Driving Your Dream Car and Landing Affordable Auto Insurance

Let’s use the popular sports utility vehicle (SUV), the Jeep, as an example. New Jeeps cost between $29,000 to $60,000, but you can purchase a used car for half that or less. When car shopping, you might not immediately realize all the benefits of purchasing a used vehicle, but you can purchase more Jeep for your money by buying used. You can obtain any Jeep you want by buying a used vehicle, so even if the manufacturer stopped producing your favorite, you can still obtain it.

With its humble, tough beginnings as a military vehicle in World War II, Jeep began producing four-wheel-drive autos that could handle on-road and off-road driving with aplomb. Jeeps have developed since then and now offer every amenity from air conditioning to mud tires to leather seats and steering wheel wraps. While times have changed, the amazing array of Jeeps and the forward-thinking technologies have not. You can get the same seven-inch infotainment display with Apple CarPlay and Android Auto in today’s Jeeps that you can have in luxury sedans and sports utility vehicles. When Jeep is new, those items are what cost you money – the things that make a Jeep a Jeep. If used still scares you, look for a manufacturer Certified Pre-Owned (CPO) program. In keeping with the example, Jeep has this program. When you purchase a Jeep CPO vehicle, you receive a 3,000-mile care plan, a 100,000-mile powertrain warranty and a year of roadside assistance on a vehicle that successfully passed a 125-point inspection. These vehicles also undergo a history check and they are five model years old or newer.

Buying used lets you choose from a wider array of vehicles and you can probably find your favorite. In the past, Jeep made the Cherokee, Grand Cherokee, Comanche, Commander, Compass, Wrangler, Patriot, Liberty, The SJ, The CJ, The Willys, Honcho, Willys-Overland Jeepster, Jeep Trailhawk, the Dispatcher also known as DJ, Jeep Wagoneer, Hurricane, Liberty Sport, FJ, FJ Fleetvan, Cherokee XJ, Commander Limited, Wrangler Unlimited Sahara plus the Gladiator full-size pickup truck. Jeep currently makes only five of these models so if you want a Wagoneer which was the first luxury 4×4 ever made or a compact SUV Cherokee XJ, you have a great chance of finding on a used lot.

So, now you know that you can get the sporty, fun vehicle you want and save money buying it. You can also save big on your car insurance. How big you ask?
It can cost you about half of what it costs to insure a new Jeep. For example, to insure a 2015 Jeep Wrangler Sport it costs about $1,267 per year. That is a huge saving from the $2,369 it takes to insure a new one.

You can figure out ahead of time which Jeeps or other snazzy vehicles would cost you the least to insure using the tool provided at It lets you obtain an estimated cost based on the year, make and model of the vehicle. That helps you find the most affordable vehicle that fits your wants and needs. You can balance the cost of the initial purchase with the annual cost of insurance to make your money go further.

Once you purchase your used vehicle, contact us to obtain insurance for it. We will help you obtain the lowest rates possible.

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