When most people think about their auto insurance, they focus on the coverage that comes when their car is in an accident. However, what we tend to overlook is the coverage that comes when a car is stolen. Auto insurance policies will cover car theft, but obviously you want to prevent filing a claim if possible. One way to do that is to have the knowledge that someone may be targeting your car. There are things that thieves will look for in a car above others when stealing.
Obviously the more money you put into a car, the more it will show. Furthermore, as thieves can often strip these modifications off, that just means there is more they can sell on a car. Modifications can personalize your vehicles, but they also make it a target.
You will find that pick-up trucks will always be the most targeted vehicles. There are several reasons why this is so. The first is that pick-up parts always sell for the highest amount and are often easier to strip down. The second is that pick-up trucks are also good storage vehicles. They are often repurposed for other crimes.
Many cars are designed to be head turning. When you turn heads, you can expect thieves to train their eyes on the car as well. Interestingly enough, the most practiced car thieves will usually target less flashy vehicles because they are less easy to pick out of a crowd when stolen. Flashy car theft is impulsive, and amateur thieves find it hard to resist.
If you are curious if your car is a target, the National Insurance Crime Bureau (NICB) releases a report every year of the most stolen vehicles. The 2019 list ranks up as:
- Ford Pick-Up (Full Size)
- Honda Civic
- Chevrolet Pick-Up (Full Size)
- Honda Accord
- Toyota Camry
- Nissan Altima
- Toyota Corolla
- Dodge Pick-Up (Full Size)
- GMC Pick-Up (Full Size)
- Honda CR-V